Terms and Conditions

Last Updated: July 2024

1. Acceptance of Terms

By accessing or using the services provided by ecommfundingusa.com (“the Company,” “we,” “our,” or “us”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not use our services.

2. Eligibility

You must be at least 18 years old and a legal resident of the USA to use our services. By using our services, you represent that you meet these eligibility requirements.

3. Services Provided

The Company offers an online platform that connects businesses seeking loans (“Borrowers”) with lenders or financial institutions (“Lenders”). The Company does not directly provide loans; rather, it facilitates connections between Borrowers and Lenders.

4. Loan Agreements

All loan agreements, including interest rates, repayment schedules, and other financial terms, are negotiated directly between Borrowers and Lenders. The Company is not a party to these agreements and is not responsible for enforcing any terms agreed upon between Borrowers and Lenders.

5. User Obligations

Accurate Information: You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate and complete.

Compliance with Laws: You agree to comply with all applicable laws, regulations, and guidelines when using our services.

6. Fees and Payment

The Company may charge fees for the services provided. These fees will be clearly communicated to you before you engage in any transaction. Fees may be subject to change with notice.

7. Privacy Policy

Our Privacy Policy outlines how we collect, use, and protect your personal information. By using our services, you agree to our Privacy Policy.

8. Disclaimers

No Financial Advice: The Company does not provide financial, investment, or legal advice. All information provided on the platform is for informational purposes only.

No Guarantees: The Company does not guarantee that Borrowers will receive loans or that Lenders will find suitable investment opportunities.

9. Limitation of Liability

To the maximum extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the services, including but not limited to financial losses, business interruptions, or lost profits.

10. Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, and its respective officers, directors, employees, and agents from any claims, liabilities, damages, and expenses, including legal fees, arising from your use of the services or breach of these Terms.

11. Termination

The Company reserves the right to terminate or suspend your access to the services at any time, with or without cause, and with or without notice.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the USA, without regard to its conflict of law principles.

13. Amendments

The Company reserves the right to modify these Terms at any time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use of the services after such changes constitutes your acceptance of the new Terms.

14. Contact Information

For any questions regarding these Terms, please contact us at ecommfundingusa@gmail.com.